How To:

Handle Money:

         Delayed gratification

                     Do I need it right now?

                     Is this a want or a need?

                     If I spend it now, will I regret it later.

          Compound Interest

Interest paid on the principle amount, which accumulates over a period of time. This can geometrically add to your net worth.

          Rule of 72

In finance, the rule of 72, the rule of 70 and the rule of 69. These are 3 methods for estimating an investment’s doubling time. The rule number is divided by the interest percentage per period to obtain the approximate number of periods required for doubling. Lees periods, more $ for you.

Change your way of thinking:

         Positive affirmations

          Listen to other people’s thoughts.

          Remove the If’s and When’s from your thinking

          Become thankful for what you have right now.

          Celebrations are good

          Become mindful of your moods and how to change them.

Develop a strong mindset:


We build our confidence through small wins of perseverance.


We build our courage through seeing life’s obstacles as adventures/ challenges rather than hardships and threats.


We must first be committed to ourselves, our values, our dreams. Then and only then, can we be committed to others, organizations, and life itself.


We must first control our mind through disciplined input of knowledge. This control of self will enable us to draw from inside out.


We must look deep within ourselves to discover our own purpose. This will take an effort that is rewarded with our own truth and identity. It is more than our “why”. It is the reason we have been placed on this earth.

Be a Leader:


                     Clear, Concise, Accurate

          Risk Taking

Failure is a learning tool. Waiting until everything is complete, insures someone else has completed the mission.

          Vision – Future Picture

          Mission – Purpose, Passion, Calling

          Strategy – Plan


“If you can’t explain it simply, you don’t understand it well enough.”

          – Albert Einstein


Laser focused on solutions with an attitude of MARF (Maintain Absolute Rigid Flexibility)


Character is often explained as what we do or will do when no one is watching. Our character is our true self. It is to be positively cultivated daily.


Trustworthy is the first of the twelve points of the Scout Law. It means that others have confidence and faith that you will always respond in a positive and correct way with what ever you are faced with in life. They can trust in you. You do the right thing because it is the right thig.


Making decisions, choices become readily to those who are prepared; Those who have done their research, considered options,  and prepared.


Others and well as themselves.

Think BIG

         Schedule Time

We all have the same number of minutes and hours in a day. Keep a log to discover when you are the most productive, imaginative, and procrastinating in your day. This log will help you reinvent your time schedules and fit in all that needs to be completed as well as your needed down and creative times.

          Everything is Possible

The CBA’s of life: Conceive the idea. Believe you can and will bring it to life. Achieve the intended outcome by the sometimes slow, persistent, intentional, daily, putting one foot ahead of the other.

          Know where you are in the “now”.

Admit to yourself exactly where you are at this moment in time and then start on your Vision (Your Future Picture), Mission (Your Purpose), Strategy (Your Plan) for the future

          Dream – Write it down – Break it down – Show it around – Make some sound –

Jump up and down

Motivation is the key

The Leadership Wrangler     D.W.(Dick) Powell