Although I have reach 65 years old I have no regrets, I do have many battle scars from learning the hard way. If I could pass any wisdom along at all it would be:
To Learn the Power of:
1. Learning good life skills
Life skills are worth more than dollars. Manners, Civility, Basic Cooking, Basic Plumbing, Basic Car Mechanics, Basic Electricity, Basic Woodworking, Basic Painting, Speed Reading, Writing Skills, Speaking in Public, Laundry, Finances.
2. Compound interest & the “Rule of 72”
Compound interest is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest. It is the result of reinvesting interest, rather than spending it every chance you have so that interest in the next period is then earned on the principal sum plus previously accumulated interest.
“Rule of 72” is a simplified way to determine how long an investment will take to double, given a fixed annual rate of interest. By dividing 72 by the annual rate of return, investors can get a rough estimate of how many years it will take for the initial investment to duplicate itself.
3. Delaying gratification
If you absolutely do not need it this very moment to save a life, you can wait at least 24 hours while you discern if the purchase is a want or a need. Saving the money before you spend will help you have more money for the future – like retirement by age 65.
4. 2 E + 1 M (2 ears + 1 mouth)
Listen twice as much as you speak. You never know, you just might hear something that will help you achieve what you are trying to do or help someone else.
5. Ongoing self-directed education
“A formal education will make you a living; self-education will make you a fortune.” (Jim Rohn) Seminars, books, recordings, mentors, coaches, all are builders of self-educated, successful people. Make a point to always be reading or learning something new.
6. Discipline: Mind – Body – Soul
What you do daily, prepares you for tomorrow. Feed your mind, exercise your body, nourish your soul every day.
When we forgive, we release the hold on ourselves and others. “Forget what has hurt you and learn what it taught you.” (Wrangler)
7. Living each moment as if it was your last
We never know what is ahead of us in our daily life. Remember: MARF – Maintain Absolute Rigid Flexibility. Enjoy every day.
8. A personal code of ethics and morals
Know what your non-negotiables are. Be able to list and explain the code you live by. Be true to your code in all actions and decisions.
9. Finding the beauty in individuals and all that surrounds you
Slow down enough to take in all of your surroundings and the people, places, and things within it; find the beauty in all things.
10. Enjoying Godfidence in your life
God-fidence: an assurance of mind and a firm belief in the heart in the reality of God and possessing the courage to become completely who God has called you to be and do what He has called you to do. (Keith Craft)
11. Being honest and trustworthy in all that you do
Your word of honor is sacred. Be trustworthy in all things at all times.
12. Working hard
Calluses and sweat bring learning and desire for more. Be productive, not just busy.
“If You are not planning Your life – Someone Else Will and Is”. Take time to make your plans, write them down, and adjust as necessary.
14. Accepting the risk
Do not wait until you have everything lined up. Jump! Jump and build your wings as you glide to success.
15. Civil thought, word, and deed
When you practice civil discourse, you will be listened to.
16. Playing fair
Play no game except according to the rules of the game. Loyalty is playing fair; foul play is treachery.
Strive to do at least one act of kindness every day.